Monday, March 23, 2009

You're Wasting Money On...

Sure, buying organic makes you feel like you’re doing the right thing, but it isn't always the best choice for your wallet. Fruits and vegetables like kiwis, sweet corn and broccoli require very little pesticide to grow. Others -- like avocados, onions and pineapples -- have thick or peelable skins that reduce your exposure to harmful chemicals. “Any pesticide that remains is not getting through,” says Lempert. For a handy reminder as you shop, download the Environmental Working Group’s wallet-sized organic produce guide.

NVD:: I'm a big culrpit on the bottled water thing, however, I've only noticed how much money I 'waste' on water since I've weaned myself off sodas and fruit juices. In this sense it's more of an investment. Do want to buy a filter and an aluminium flask though.
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Cut back on these seven items and you could save roughly $1,000 a year.

1) Bottled Water

Getting your recommended eight glasses of water a day by bottle instead of tap is a huge waste of cash, says Phil Lempert, founder of Supermarket Guru. That buck-a-bottle water you down on a regular basis can really add up. (Even more so now that cities like Chicago collect an additional tax of five cents per bottle.)

2) Extended Warranties

Potential Savings: Someone buying a 40-inch Samsung flat panel high-def television at Best Buy for $800 has the option to add a four-year protection plan for another $150. Skip it, and pocket the cash instead. (The set already has a one-year manufacturer’s warranty.)

3) Gym Memberships
Check with your employer, health insurer and other membership groups like your union or alma mater to see if they offer discounts on gym and fitness club memberships, says Bob Nelson, president of Nelson Motivation, a benefits consulting firm.
4) Overdraft Fees

5) Organic Produce

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